The RWI broker with no additional retail broker fee.
WolfTRI's compensation is the insurer-paid commission embedded in the RWI premium. WolfTRI does not charge an additional retail broker fee — what we call wholesale pricing on Representations and Warranties Insurance. Final cost depends on insurer pricing, underwriting fees, surplus-lines taxes and fees, policy terms, and the transaction itself.
What “wholesale pricing” means.
Broad RWI market access through a licensed U.S. wholesale platform — without a separately negotiated retail broker fee on top.
Traditional retail broker path
- Insurer-paid commission embedded in the premium, typically 15%–17.5%.
- Potential additional retail broker fee charged to the client.
WolfTRI wholesale-access path
- Insurer-paid commission embedded in the premium is WolfTRI's compensation.
- No additional WolfTRI retail broker fee.
Model the illustrative broker-fee difference.
Select a transaction type and coverage limit to compare an illustrative retail-fee model with WolfTRI's no-additional-retail-broker-fee model.
See side-by-side assumptions+
Illustrative retail model
WolfTRI model
Review modeling assumptions+
Common questions about broker fees and wholesale pricing.
Does WolfTRI charge a retail broker fee?+
No. WolfTRI does not charge an additional retail broker fee on RWI placements. Our compensation is the insurer-paid commission embedded in the RWI premium, paid by the insurer.
What does “wholesale pricing” on RWI mean?+
Wholesale pricing means broad RWI market access through a licensed U.S. wholesale insurance platform without a separately negotiated retail broker fee on top. Clients access the same insurers and the same coverage as a traditional retail-plus-wholesale path, with one fewer fee layer.
How is WolfTRI compensated on an RWI placement?+
WolfTRI is compensated solely through the insurer-paid commission embedded in the RWI premium. Premiums, underwriting fees, surplus-lines taxes and fees, retentions, exclusions, and other policy terms remain subject to underwriting, insurer appetite, jurisdiction, and the transaction itself.
Is the coverage different because there is no retail broker fee?+
No. The insurers, the underwriting process, and the policy forms are the same as on a traditional retail-plus-wholesale path. The economics are different because there is no additional retail broker fee layered on top of the insurer-paid commission. For market context on how RWI itself has changed, see RWI is not what it was in 2017.
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